Member Benefits

You insure your car, home, and possessions against loss. Can you afford NOT to insure yourself in your professional practice? Many believe that the Acts and Omission Insurance carried by the school board is adequate to protect them - WRONG! We often discover too late that the insurance and legal counsel is not concerned about district employees. You may find that without MPE, you are all alone with significant exposure for your actions as an educator. Your MPE insurance provides up to $2,000,000 in damages and provides for legal expenses in addition.

Your MPE liability provides up to $10,000 for legal assistance related to employment or professional matters. You are also provided with $10,000 Accidental Death & Dismemberment, in the event of such a tragedy, as well as $2,500 Assault-related property damage.

Long Term Care Coverage

MPE has also now endorsed optional Long Term Care Insurance for our members. Coverage is designed to preserve financial independence and avoid relying on family and friends to protect savings and investments, to maintain freedom of choice on determining how and where care is received. As an MPE member you will receive premium advantages, simplified qualification, individual selection of benefits and extended family eligibility. More information on Long Term Care. For your personalized Long Term care quote click here.

Identity Theft Coverage

Identity Theft is the fastest growing crime in America - striking more than 9 million victims last year alone!  Restoring one's credit is a time consuming and expensive process. We would like to help ease the burden to members who fall victim to Identity Theft by offering this coverage at no additional cost. Identity theft specialists are on call 24/7 to help guide individuals through the process of restoring their credit. Coverage includes Income Protection, Expense Reimbursement, a $10,000 Coverage Limit, Identity Restoration Services, as well as physical or viral damages to your computer.

To report a claim click here or call 1-866-434-3572.

Other Special Benefits & Savings

As a MPE member, you qualify for a special savings* on your auto, home, and renters insurance through Group Savings Plus® from Liberty Mutual. With Group Savings Plus, you can enjoy the ease and convenience of paying your premiums through checking account deductions with no down payment or finance charges. You’ll also enjoy fast, easy round-the-clock claims service and a variety of discounts including multi-car, multi-policy, safe-driver, passive restraints and anti-theft device discounts*.

As a policy holder with Liberty Mutual, your collision deductible is fully waived if loss occurs traveling to/from a school-sponsored function, your comprehensive deductible is fully waived if auto vandalized or damaged in school parking/school-sponsored function and your personal property coverage of stolen or damaged teaching material from car of up to $2,500 value with a $50 deductible.

See for yourself how much money you could save with Liberty Mutual compared to your current insurance provider. For a free, no-obligation quote, visit www.libertymutual.com/lm/mpe or contact Dustin Hopkins at 901-848-2128. Be sure to identify yourself as a MPE member, group # 113875. Many members have found savings of up to 20% on their annual premiums!

*Group discounts, other discounts, and credits are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Coverage provided and underwritten by Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA. Members can also take advantage of our optional dental and vision benefits available through Delta Dental.

Finally, in the event you are required to post bond - yes, it happens frequently every year - your insurance provides up to $5,000 for bond. This can help avoid unnecessary embarrassment to you as a professional.

Reasonable Dues

Annual dues for members are still only $120.00 ($60.00 for non-certified) and includes professional liability insurance of $2,000,000, $10,000 for employment or professional matters, $10,000 Accidental Death and Dismemberment insurance, Identity Theft Coverage and optional Long Term Care Insurance and a subscription to the MPE Journal.

Annual cost for certified personnel is $120, for an individual and $200 for teaching couples. Non-certified personnel, teaching retirees or part-time personnel are only $60. Interns and students with insurance are only $14.

When you compare this cost to union membership of $350 or more, most of which supports their national office and political agenda, you realize just one plus to being a professional. Become a member today.

Added Benefits

• Professional Affiliation with compatible educators who comprise MPE membership. While we affiliate with the Coalition of Independent Education Association, we are not bound to any policies or rules from any national office.

• Professional Publications come with membership. The MPE Journal provides information on educational issues and innovations. Articles by members are encouraged and scholarly papers from any and all sources may be considered.

• Annual Convention and Summer Conferences provide networking and growth opportunities, vendors' exhibits, and featured speakers.

• Professional Representations on members' behalf at the Mississippi legislature.